PM Vishwakarma Yojana Bharat Sarkar ki ek important scheme hai, jo traditional artisans aur craftspeople ko financial support, skill training, modern tools aur market support dene ke purpose se shuru ki gayi hai. Ye scheme un logon ke liye khaas hai jo apne haathon aur traditional tools ki madad se kaam karte hain.
PM Vishwakarma Yojana Kya Hai?
PM Vishwakarma Yojana ek Central Sector Scheme hai, jiska main aim traditional karigaron ko formal recognition dena aur unke traditional skills ko modern technology aur market opportunities ke saath connect karna hai.
Scheme Ka Main Purpose Kya Hai?
Is scheme ka focus sirf loan dene par nahi hai. Government artisans ko ek complete support system provide karne ki koshish kar rahi hai. Ismein certificate aur ID card, skill training, toolkit incentive, credit support, digital transaction incentive aur marketing support jaise benefits shamil hain.
Iska ek important objective traditional Guru-Shishya parampara aur family-based skills ko strengthen karna bhi hai.
PM Vishwakarma Yojana Mein Kaunse Kaam Shamil Hain?
PM Vishwakarma ke under total 18 traditional trades ko include kiya gaya hai.
18 Eligible Trades Ki List
Is scheme mein mainly ye traditional kaam shamil hain:
Carpenter – Suthar/Badhai
Boat Maker – Naav banane wale
- Armourer
- Blacksmith – Lohar
- Hammer and Tool Kit Maker
- Locksmith – Taala banane wale
- Goldsmith – Sunar
- Potter – Kumhaar
- Sculptor/Stone Worker
- Cobbler/Footwear Artisan – Mochi
- Mason – Rajmistri
- Basket/Mat/Broom Maker/Coir Weaver
- Traditional Doll & Toy Maker
- Barber – Naai
- Garland Maker – Mala banane wale
- Washerman – Dhobi
- Tailor – Darzi
- Fishing Net Maker – Machhli pakadne ka jaal banane wale
Ye 18 trades official PM Vishwakarma scheme mein notified hain.
PM Vishwakarma Yojana Ke Benefits
PM Vishwakarma ke through eligible artisans ko kai tarah ke benefits diye jaate hain. In benefits ka purpose karigaron ke traditional business ko improve karna aur unhe formal economy se connect karna hai.
PM Vishwakarma Certificate Aur ID Card
Eligible artisan ko PM Vishwakarma Certificate aur ID Card ke through recognition diya jata hai. Isse traditional skill wale karigaron ko ek formal identity milne mein help hoti hai.
Skill Training Aur Stipend
Scheme ke under artisans ko skill upgradation training di jaati hai.
Basic Training 5 se 7 din ki hoti hai, jabki Advanced Training 15 din ya usse zyada ho sakti hai. Training period ke dauran eligible beneficiaries ko ₹500 per day stipend diya jata hai.
Training mein traditional skills ko improve karne ke saath modern techniques, digital knowledge aur entrepreneurship se related information bhi di ja sakti hai.
₹15,000 Tak Toolkit Incentive
PM Vishwakarma Yojana ka ek important benefit ₹15,000 tak ka toolkit incentive hai. Ye benefit e-voucher ke form mein diya jata hai, jisse artisan apne trade ke according tools purchase kar sakta hai.
Iska purpose karigaron ko better aur modern tools provide karna hai, taaki woh apne kaam ki quality aur productivity improve kar saken.
PM Vishwakarma Yojana Loan
Scheme ke under eligible artisans ko collateral-free Enterprise Development Loan ka credit support diya jata hai.
Pehli Loan Tranche
Basic Training complete karne ke baad eligible beneficiary ₹1 lakh tak ke first tranche loan ke liye eligible ho sakta hai.
Is loan ki repayment tenure 18 months tak hai aur concessional interest rate 5% rakha gaya hai.
Dusri Loan Tranche
First loan tranche lene aur applicable conditions ko fulfil karne ke baad beneficiary ₹2 lakh tak ke second tranche loan ke liye eligible ho sakta hai.
Second tranche ke liye first loan account ka standard repayment record aur scheme ke other conditions apply ho sakte hain. Is tranche ki repayment tenure 30 months tak ho sakti hai.
Is tarah scheme ke under eligible beneficiary ko dono tranches mila kar ₹3 lakh tak ka credit support mil sakta hai.
Digital Transaction Ka Benefit
Aaj ke digital time mein online payment aur digital transaction business ke liye kaafi useful ho gaye hain. PM Vishwakarma Scheme traditional artisans ko digital economy se connect karne par bhi focus karti hai.
Digital Payment Ko Promote Karna
Scheme mein eligible artisans ke liye digital transaction incentive ka provision hai. Iska purpose artisans ko digital payment methods adopt karne ke liye encourage karna hai.
Digital payment se customers ke liye payment karna easy ho sakta hai aur artisan apne business transactions ko bhi better track kar sakta hai.
Marketing Support Kaise Milta Hai?
Sirf product banana hi enough nahi hota; product ko customers tak pahunchana bhi zaroori hai. Isi wajah se PM Vishwakarma mein marketing support ko bhi include kiya gaya hai.
Trade Fairs Aur Exhibitions
Eligible artisans ko exhibitions, trade fairs aur other marketing opportunities ke through apne products ko showcase karne aur sell karne mein support mil sakta hai. Government ki latest information ke according scheme ke beneficiaries ko state-level exhibitions aur trade fairs jaise platforms ke through marketing support diya ja raha hai.
Isse traditional products ko local market ke saath-saath larger markets tak pahunchane mein help mil sakti hai.
PM Vishwakarma Yojana Ke Liye Kaun Eligible Ho Sakta Hai?
PM Vishwakarma ke benefits ke liye applicant ko scheme mein notified 18 trades mein se kisi eligible trade mein kaam karna chahiye.
Basic Eligibility
Official scheme information ke according applicant:
- Minimum 18 years ka hona chahiye.
- Notified 18 traditional trades mein se kisi ek mein engaged hona chahiye.
- Traditional trade mein hands aur tools ke saath kaam karna chahiye.
- Generally self-employed/unorganized sector mein kaam karne wale artisans ko target kiya gaya hai.
- Ek family se scheme ka benefit restricted conditions ke according ek member tak ho sakta hai.
- Government service mein employed person ke liye scheme ki eligibility restrictions apply hoti hain.
- Similar credit-based self-employment/business development scheme se related previous loan conditions bhi apply ho sakti hain.
Final eligibility government verification aur scheme guidelines ke according decide hoti hai.
PM Vishwakarma Registration Kaise Karein?
PM Vishwakarma registration ke liye artisans Common Service Centre (CSC) ke through registration process complete kar sakte hain.
Registration Process
Applicant ko apni basic information aur occupation se related details provide karni hoti hain. Registration process mein Aadhaar authentication aur biometric verification ka use kiya jata hai. Official information ke according registration process free of charge hai.
Verification Ke Baad Kya Hota Hai?
Registration ke baad applicant ka verification process hota hai. Eligible beneficiary ko PM Vishwakarma Certificate aur ID Card mil sakta hai. Uske baad applicable benefits jaise training, toolkit aur credit support scheme ki conditions ke according available hote hain.
Sirf registration karne se har benefit automatically milna guaranteed nahi hota.
PM Vishwakarma Yojana 2026 Mein Kitne Logon Ko Fayda Mila?
Government ki May 2026 ki information ke according March 2026 tak 30 lakh se zyada artisans PM Vishwakarma Scheme mein register kar chuke the. Inmein 26.7 lakh se zyada beneficiaries ne skill verification complete kiya tha aur 23.7 lakh se zyada beneficiaries basic training complete kar chuke the.
Isi period tak lagbhag 5.9 lakh loans, jinki total value kareeb ₹5,050 crore thi, approve kiye gaye the.
Ye figures dikhate hain ki scheme ka focus traditional artisans ko skill, tools aur credit support ke through strengthen karne par hai.
PM Vishwakarma Yojana Ka Importance
India mein bahut se traditional artisans generations se apne family-based skills ke through livelihood earn karte aaye hain. Lekin kai artisans ko modern tools, affordable credit aur larger markets tak pahunch ki problem hoti hai.
Traditional Skills Ko Modern Market Se Jodna
PM Vishwakarma ka main advantage ye hai ki scheme traditional skill ko modern support ke saath connect karne ki koshish karti hai.
Training se skill upgrade ho sakti hai, toolkit incentive se modern tools mil sakte hain, loan se business expand karne ka option mil sakta hai aur marketing support se products ko wider market tak le jane mein help mil sakti hai.
Conclusion
PM Vishwakarma Yojana traditional artisans aur craftspeople ke liye ek important government scheme hai. Is scheme mein 18 traditional trades ko cover kiya gaya hai aur eligible beneficiaries ko certificate aur ID card, skill training, ₹500 per day training stipend, ₹15,000 tak toolkit incentive, collateral-free credit support, digital transaction incentive aur marketing support jaise benefits mil sakte hain.
Scheme ke under loan support do tranches mein available hai—pehli tranche ₹1 lakh tak aur doosri tranche ₹2 lakh tak. Lekin loan aur other benefits ke liye applicable eligibility aur conditions ko fulfil karna zaroori hai.
Agar aap traditional artisan hain aur 18 notified trades mein se kisi trade mein kaam karte hain, to PM Vishwakarma Yojana aapke skill aur business ko improve karne ke liye useful ho sakti hai.
Disclaimer
Ye article sirf general information aur educational purpose ke liye likha gaya hai. PM Vishwakarma Yojana ki eligibility, registration process, training, loan amount, toolkit incentive, digital transaction incentive, marketing support aur other rules government guidelines ke according time-to-time change ho sakte hain.